Monticello Banking Company

Monticello Banking Company is a Kentucky state-chartered commercial bank based in Monticello. It has operated since 1895, with its main office remaining at its original downtown location. The bank serves individual and business customers through offices across Kentucky and is part of Monticello Bankshares Inc. Its services include checking and savings accounts, certificates of deposit, residential mortgages, consumer loans and business financing. Electronic services include online and mobile banking, cash management and merchant deposit capture. In addition to general lending, the bank finances recreational watercraft and offers tax-exempt credit for local government projects such as utility infrastructure and industrial recruitment.