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Terms of Use

Last updated Aug. 30, 2026

These Terms of Use govern your access to DysruptionHub, including its website, newsletters, membership features, comments, data tools and related services.

DysruptionHub is published by ColTex Media LLC. References to “DysruptionHub,” “we,” “us” or “our” refer to ColTex Media LLC doing business as DysruptionHub.

By using DysruptionHub, creating an account, submitting public content or purchasing a membership, you agree to these terms. If you do not agree, do not use the applicable services.

Accounts

You may be required to provide an email address or other information to create an account or use certain features. You agree to provide accurate information and keep your account access, sign-in links and credentials secure.

You are responsible for activity conducted through your account. Contact us promptly if you believe an account has been accessed without authorization.

We may suspend or terminate accounts used in violation of these terms or in ways that threaten the website, its readers or other people.

Permitted use

You may access DysruptionHub for personal, educational, journalistic and other lawful purposes.

You may share links to articles and quote limited portions when permitted by law, with appropriate attribution and a link to the original page. Permission is required to reproduce, republish, sell, license or systematically redistribute substantial portions of DysruptionHub content unless the use is otherwise permitted by law.

Nothing in these terms claims ownership of facts, ideas, public records or other material that is not protected by copyright.

Automated access

Ordinary search-engine indexing, accessibility tools and standard use of DysruptionHub’s public RSS feeds are permitted.

Without written permission, you may not use automated systems to:

Prohibited conduct

You may not:

Public comments and submissions

You retain ownership of material you post publicly through DysruptionHub.

By posting a comment or other public contribution, you grant ColTex Media LLC a nonexclusive, worldwide, royalty-free license to host, reproduce, display, distribute, moderate and archive that contribution as reasonably necessary to operate and promote DysruptionHub.

You represent that you have the right to submit the material and that its publication will not violate another person’s rights or applicable law.

We may moderate, restrict or remove public contributions at our discretion. We are not obligated to publish or preserve a comment or submission.

This section applies to material intended for public posting. It does not apply to confidential source communications, unpublished news tips or material submitted for journalistic review. Those communications are handled under our Editorial Standards and Privacy Policy.

Memberships and payments

DysruptionHub may offer free and paid memberships. Prices, billing intervals and included benefits are displayed when a membership is purchased.

Payments are processed through Stripe. By purchasing a paid membership, you authorize the applicable charge and agree to the payment terms shown at checkout.

A membership identified as recurring will renew at the stated interval until canceled. You may cancel through your account before the next renewal. Unless otherwise stated, cancellation takes effect at the end of the current paid period.

Payments are nonrefundable after processing except when required by law or when DysruptionHub expressly agrees otherwise.

We may change future membership prices or benefits. Changes will not alter charges already paid and will be communicated before they apply to a subsequent renewal when required.

Intellectual property

Except for third-party material, user contributions and material otherwise identified, the original reporting, writing, graphics, databases, website design and other creative content published by DysruptionHub are owned by ColTex Media LLC or the applicable author or licensor.

“DysruptionHub,” its logo and associated branding may not be used in a way that falsely suggests sponsorship, endorsement or affiliation.

Questions about republication, licensing or intellectual-property concerns may be submitted through the contact information on our About page.

Third-party services

DysruptionHub uses third-party services for functions such as payments, email delivery, website hosting and security. Your use of those services may also be governed by their terms and privacy policies.

Links and embedded material are addressed in our Disclaimer.

Privacy

Our Privacy Policy explains how information is collected, used, retained and disclosed when you use DysruptionHub.

Availability and modifications

We may modify, suspend or discontinue features or portions of DysruptionHub. We do not guarantee that every feature or item of content will remain continuously available.

DysruptionHub’s reporting and informational limitations are described in our Disclaimer.

Disclaimer of warranties

To the fullest extent permitted by law, DysruptionHub and its services are provided “as is” and “as available,” without warranties of uninterrupted availability, error-free operation or fitness for a particular purpose.

Nothing in these terms excludes a warranty or right that cannot lawfully be excluded.

Limitation of liability

To the fullest extent permitted by law, ColTex Media LLC and its contributors, contractors and service providers are not liable for indirect, incidental, special or consequential losses arising from use of DysruptionHub.

Nothing in these terms excludes or limits liability that cannot lawfully be excluded or limited.

Governing law

These terms are governed by the laws of West Virginia, without regard to its conflict-of-law principles.

Severability

If a provision of these terms is found unenforceable, the remaining provisions will continue to apply. Failure to enforce a provision does not waive the right to enforce it later.

Changes to these terms

We may revise these terms as our services or legal obligations change. The date at the top identifies the most recent revision.

Changes apply prospectively after publication. Continued use of DysruptionHub after revised terms take effect constitutes acceptance of those revisions.

Contact

Questions about these terms may be submitted through the contact information on our About page.