YouLend US LLC

YouLend US LLC is the American operation of YouLend, an embedded finance company that provides funding through commerce, payment and software partners. Those partners can offer financing to small and midsize businesses within their own platforms rather than sending merchants to a separate lender. YouLend uses business trading information to assess eligibility, and repayments can be linked to a percentage of future sales. Its Instant Payouts product offers merchants faster access to sales proceeds. The company began in 2016 and launched in the United States in 2023. The U.S. business forms part of a wider operation active in Europe and other markets.