Bay City, Bay County, Michigan, USA

Bay City is the seat of Bay County in Michigan’s Lower Peninsula, along the Saginaw River. Originally known as Lower Saginaw, it took the name Bay City in 1857 and incorporated as a city in 1865. Its riverfront developed around lumber mills and shipbuilding during the 19th century. West Bay City, on the opposite bank, joined the city in 1905. Historic houses and commercial buildings reflect the wealth generated during its industrial growth.