National Association of Insurance Commissioners

The National Association of Insurance Commissioners (NAIC) is the U.S. standard-setting and regulatory support organization for state and territorial insurance regulators. Based in Kansas City, Missouri, the nonprofit develops model laws, operates regulatory data systems and provides financial analysis, licensing support and other services used by insurance departments across the country. Although it does not directly regulate insurers, the NAIC plays a central role in coordinating state insurance oversight and maintaining shared regulatory infrastructure.